Family assist mortgages

At Property Link Homes, we understand that getting onto the property ladder can be challenging for many families. That's why we offer a range of family assist mortgages to help families achieve their dreams of homeownership.

What are Family Assist Mortgages?

Family assist mortgages are a type of mortgage that allows a family member to assist another family member in buying a property. This can be in the form of a gift, a loan, or a joint mortgage application. Family assisted mortgages can be a great option for those who may not be able to afford a property on their own, or who are struggling to save for a deposit.

How Property Link Homes Can Help

At Property Link Homes, we have a team of expert mortgage advisors who can help guide you through the process of family assist mortgages. We understand that every family's situation is unique, and we will work with you to find the best solution for your specific needs.

We offer a range of family assist mortgage options, including guarantor mortgages, joint borrower sole proprietor mortgages, and family deposit mortgages. Our advisors can help you determine which option is best for you and guide you through the entire process.

The Process of Family Assist Mortgages

The process of family assist mortgages can be complex, but at Property Link Homes, we make it as simple as possible. First, you'll need to apply for a mortgage and provide evidence of your eligibility, including proof of income and credit history.

Once your application has been approved, we'll guide you through the legal requirements and paperwork involved in the process. This includes ensuring that the property meets the lender's criteria and arranging for the necessary surveys and inspections.

Throughout the process, we'll be on hand to answer any questions you may have and provide guidance and support as needed.

Frequently Asked Questions

We understand that you may have questions about family assist mortgages, so we've compiled a list of common questions and answers to help you.

Q: Who can be a family member for the purpose of family assist mortgages?

A: This can vary depending on the lender, but typically includes parents, grandparents, siblings, and spouses or partners.

Q: Can the family member providing assistance be liable for the mortgage?

A: It depends on the type of family assist mortgage, but in some cases, the family member providing assistance may be jointly liable for the mortgage.

Q: What happens if the borrower is unable to make repayments?

A: If the borrower is unable to make repayments, the family member providing assistance may be required to step in and make the repayments on their behalf.

Contact Us

If you're interested in family assist mortgages or have any questions, please don't hesitate to get in touch with us. You can call us on 01765 360058, email us at [email protected], or visit us at Property Link Homes, 10-10A North Street, Ripon, North Yorkshire, HG4 1JY (Above Joplings).

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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

If you wish to register a complaint, please write to [email protected] or telephone 01765 360061 A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at or by contacting them on 0800 0234 567.

Copyright Property Link Homes 2023   |   All Rights Reserved

Property Link Homes
10-10A North Street
North Yorkshire
(Above Joplings)
01765 360058
[email protected]
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