Why use a mortgage broker?

Date Posted:
January 13, 2023

When looking to purchase a property, most of the general public will go online to look for deals, and with a rise in popularity of mortgage comparison sites, lenders are taking advantage and creating deals purposefully for this market. However, this does not mean that those online-ready deals are either the most cost-effective over the longer term, or the correct deal for your circumstances.

With so many varied factors effecting mortgage rates and affordability, going directly to a high street lender, or using comparison sites means borrowers are often not getting the best offers or the rates originally offered, with many losing out in both the short-term and long-term.

With different government schemes available and a variety of different types of mortgages, buying a property can often be confusing. This is why speaking to an expert can help. They can cut through all the jargon, gain an understanding of your specific needs, and then find and tailor a deal best fit for you.

Mortgage brokers are there for when you want to get the best deal without spending valuable time searching for and evaluating each lender. With access to hundreds of exclusive deals, mortgage brokers can help you find better interest rates and fixed term deals.

Before spending time and energy searching the internet for a mortgage, we recommend speaking to a mortgage broker for expert advice on what mortgages will be available to you. They can then advise you on the achievable amount you may be eligible for, so you can start searching for your dream home within your budget. *

Why Choose Property Link Homes? 

Finding a mortgage broker you can trust is key to buying a home. Established for 30 years, we are backed by the experience and understanding that helps our clients to make an informed decision on a range of great mortgage deals.  

We know buying a house can feel overwhelming, but with our friendly and approachable advisors, we provide stress-free, buying advice that is specifically tailored to your needs and your budget.

To help you on your property journey, our website has a mortgage repayment calculator. So, if you would like to see how much you would be paying a month for the amount you would like to borrow, please use our free calculator on our Mortgage page of the website. Once you have an idea of what you can afford, please speak to one of our advisors before committing to any mortgage offer.

If you already own your own home, then we also offer a free mortgage review to see how much money can be saved a month by remortgaging. In some cases, this has been hundreds of pounds a month, so if you are on a fixed rate deal that is ending, or are looking to remortgage, then please contact us today for your free review.  

Once we have the information from you, we do all the hard work by accessing around 98% of lenders and getting exclusive rates and deals that would not be available to other brokers or by going directly to the lenders. After choosing the most cost-effective mortgage for you, we help you complete and send off your application, with the expectation of getting a mortgage offer, within a few weeks from your initial appointment with us. However, this may depend on the type and complexity of your mortgage application.  

With our wide range of personal and professional services, combined with our support and expert knowledge, we can help you find the mortgage deal that is right for you. If you are interested in how we can help you, and you are looking to re-mortgage, buy-to-let, looking for commercial property or are coming to the end of a fixed term deal, then please get in touch with one of our expert team today.  

*As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

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Property Link Homes
10-10A North Street
North Yorkshire
(Above Joplings)
01765 360058
[email protected]
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