Finance
Commercial Mortgage
Finance for the properties your business needs to thrive. Whether you are buying your own premises, investing in commercial real estate, or refinancing an existing portfolio, our specialist advisers access a wide range of lenders to find you the right deal.
What do you need the commercial mortgage for?
Why PLH
Commercial finance expertise you can rely on
Business Property Purchase
Finance the premises your business operates from — giving you stability and the opportunity to build equity rather than paying rent.
Competitive Rates
We search a wide range of lenders, including specialist commercial lenders not available on the high street, to find you competitive terms.
Investment & Refinance
Whether buying a new commercial investment or refinancing an existing one, we structure the deal to meet your yield and cash flow goals.
Wide Lender Access
As brokers we have access to a wide range of lenders, from high street banks to specialist commercial lenders.
Property types
We finance all types of commercial property
Office
Owner-occupied or investment offices, serviced office blocks, and business parks.
Retail & Shops
Individual shops, shopping parades, and retail premises with or without residential above.
Industrial & Warehouses
Light industrial, storage, distribution units, and manufacturing facilities.
Mixed-Use
Semi-commercial properties combining a ground-floor commercial unit with residential flats above.
Pubs & Hospitality
Licensed premises, restaurants, hotels, and leisure properties.
Healthcare & Professional
Dental practices, GP surgeries, care homes, and professional offices.
Our process
How we arrange your commercial mortgage
Understand Your Goals
We discuss whether this is an owner-occupier purchase, investment acquisition, or refinance — and what terms matter most to you.
Market Comparison
We compare commercial lenders, challenger banks, and specialist funds to find the most suitable deal for you.
Application & Underwriting
We prepare your application with thorough supporting documents, business accounts, and rent schedules to present your case in the best light.
Offer & Completion
We manage the lender's survey, legal process, and drawdown to get your commercial mortgage completed efficiently.
Your property may be repossessed if you do not keep up repayments on any loan secured on it.
Commercial mortgages are not regulated by the Financial Conduct Authority.
Expert mortgage & protection advice, tailored to you.
