Insurance
Buildings Insurance
Buildings insurance protects the physical structure of your home. Whether you are purchasing a property, remortgaging, or simply renewing, we help you find the right policy at the right price.
What type of property is it?
What's covered
What does buildings insurance cover?
Structural Damage
Cover for damage to the walls, roof, floors, ceilings, windows and doors of your property caused by events such as fire, storms or flooding.
Subsidence & Heave
Protects against ground movement that can cause significant structural damage — an important consideration for many UK properties.
Escape of Water
One of the most common claims, covering damage caused by burst pipes, leaking boilers or overflowing baths — often included as standard.
Storm & Flood Damage
Cover for damage caused by severe weather events, including storms, flooding and impact from fallen trees or aerials.
Permanent Fixtures
Fitted kitchens, bathroom suites, built-in wardrobes and other permanent fixtures are typically included within buildings cover.
Rebuilding Cost
Buildings insurance is based on the rebuild cost — not the market value — of your home. Getting this right is essential to avoid being under-insured.
Related Insurance
Bundle with contents cover or explore protection options.
Expert mortgage & protection advice, tailored to you.
