Mortgages
Specialist Mortgages
High street banks have strict lending criteria — but they aren't the only option. Whether your situation is complex, unique, or simply doesn't fit the standard mould, our expert brokers have access to specialist lenders who can help.
Tell us about your situation
Every specialist case is different. Our short questionnaire takes less than 2 minutes and helps us understand exactly what you need — so we can match you with the right specialist lender from the start.
What we cover
A specialist solution for every situation
Equity Release
Unlock a tax-free lump sum or regular income from your home without having to move. Available to homeowners aged 55 and over.
Retirement Mortgage
Mortgage solutions designed specifically for later life borrowing, offering flexibility around pension income and retirement plans.
Self-Employed
Whether you are a sole trader, newly self-employed, or rely on complex income streams, we know which lenders will accept your full picture.
Contract Workers
Fixed-term, day rate, umbrella or zero-hours contractors can all access mortgage solutions — we know how to present your income correctly.
Ex-Pat Mortgages
UK nationals living and earning abroad can still purchase property in the UK. We access specialist lenders for ex-pat buyers worldwide.
Limited Company Buy to Let
Purchasing investment property via a limited company (SPV) offers tax efficiencies. We advise on the right structure and lender for you.
Portfolio Landlords
Owning four or more mortgaged buy-to-let properties triggers specialist underwriting. We work with lenders experienced in complex portfolios.
Dependant's Relative Purchase
Helping a family member get onto the property ladder or into supported accommodation? We can structure this purchase correctly from the start.
Discounted Purchase Price
Buying below market value from a developer, employer, or family member? Lenders treat this differently — we ensure you get the right deal.
Helpful Calculators
Understand your baseline figures before we approach specialist lenders.
Expert mortgage & protection advice, tailored to you.
